Indian Overseas Bank is a public sector bank which provides consumer and commercial banking services across India. It has a large network of branches, over 4K (approx.), in India to provide good services to its customers. It offers a large banquet of services for the comfort of its customers. Recently, bank has issued Indian Overseas Bank balance enquiry number which account holders can use to know their account balance.
For your information, there are many other ways to know your bank account balance. We will discuss them also.
Indian Overseas Bank Balance Check
To check Indian Overseas Bank balance, account holders can give a missed call to Indian Overseas Bank balance enquiry number –
IOB missed call banking facility is available for customers whose mobile number is linked to their bank account. For Indian Overseas Bank balance check, give a missed to 9210622122. After dialing above number, call will be disconnected automatically and you’ll receive your account balance through SMS.
Bank has tweeted its official missed call facility number on its official Twitter handler.
To speed up customer service, IOB has introduced missed call banking facility. With this service, customers can get instant updates related to their account and can track any suspicious activity on their account.
Though through this service customers get instant notifications via SMS whenever a transaction happens on their bank account. However, customers can use this service for Indian Overseas Bank balance check whenever they want. For that purpose, you only need to give a missed call on Indian Overseas Bank balance enquiry number 9210622122.
As discussed above, now customers don’t need to visit their bank branch for IOB balance enquiry.
To provide hassle free and convenient banking services IOB has launched this appreciable service. If you want to get more facilities such as bill payment and fund transfer then you should activate internet banking or mobile banking service of Indian Overseas Bank.
Note: This facility is available for only customers who have linked their mobile number to their bank account.
Some other ways of Indian Overseas Bank balance enquiry
For IOB balance enquiry, you can also use any of the listed ways.
If you’re an active user of IOB SMS Banking service then for Indian Overseas Bank balance enquiry, you can send an SMS in following format to 8424022122.
- BAL(space)Last 4 digit of your account number
- For Indian Overseas Bank mini statement, send MINI Last 4 digit Account Number e.g: MINI 1234 to above mentioned number
IOB Mobile Banking
IOB mobile banking service can be used for balance enquiry, mini statement, fund transfer, and more. To use this service, customer has to download official IOB mobile banking app.
This service requires GPRS enabled device or in simple terms a smartphone. Once you complete registration, you can login to your mobile banking service for Indian Overseas Bank balance enquiry.
This facility is free to use, therefore you’d use it.
Dial *99# USSD Number
Customers of the bank can dial *99# to access bank’s USSD based mobile banking services. To avail this service, customer has to complete one time registration process.
After successful registration, dial *99# and for IOB balance enquiry choose ‘Account Balance’ option from the list of options. Again, this service is available free of cost.
IOB Internet Banking
Bank’s internet banking service is a one stop for all your banking needs. This service is not limited to Indian Overseas Bank balance enquiry , you can use it to perform almost all banking related activities including fund transfer, open fixed deposit, buy insurance, download account statement, and more.
IOB Customer Care Number
For Indian Overseas Bank balance check, account holders can also dial Indian Overseas Bank customer care number –
Customers can also dial IOB toll free customer care number 18004254445 to get account information on the go. You can dial customer care number of the bank and talk to an agent to know your account balance. After asking you some questions to verify your identity, agent will give you information you’re seeking.
BHIM IOB UPI
BHIM IOB UPI app gives you instant access to your account. You can install BHIM UPI app to do banking right from your home. App lets you see your account information including Indian Overseas Bank balance enquiry, mini statement.
IOB mPassbook mobile banking application creates virtual version of your traditional bank passbook. Using mobile passbook app of the bank, you can see updated details of your account. It’s just like your bank passbook but in digital form. App shows your closing Indian Overseas Bank balance along with all inward and outward transactions details.
These were some simple ways that you’d use to know you account balance without visiting your bank branch.
Frequently Asked Questions
How can I check my IOB account balance by SMS?
Bank lets account holders check their IOB account balance by SMS. For that purpose, send text message in following format ‘BAL Last 4 Digit of Account Number‘ to 8424022122.
How to check Indian Overseas Bank mini statement?
Customers can check their Indian Overseas Bank mini statement by sending an SMS in following format ‘MINI Last 4 Digit of Account Number’ to 8424022122.
How to activate IOB net banking?
Customers no need to visit their bank branch to register for IOB net banking service. Just visit official internet banking website of the bank and choose ‘Register’. Customers can also visit their home bank branch to