ICICI Bank credit card enables you withdraw money equal to the available cash limit using any nearby ATM machine. In case of emergency, you use cash withdrawal facility to immediately meet your financial needs. But do you know ICICI credit card ATM withdrawal charges? After knowing, I bet you would refrain from availing this facility.
How to check ICICI credit card cash withdrawal limit?
Your ICICI credit card cash withdrawal limit is equal to your available cash limit.
You can simply login to ICICI net banking and check your cash limit and you can withdraw money using your credit equal to the cash limit available. Here to be noted that I am not talking about credit card limit, cash limit is different and will be showing in your card details (when you will login to net banking).
What are ICICI credit card cash withdrawal charges?
ICICI credit card cash withdrawal charges are 2.5% or minimum ₹250 and ₹350 for ICICI Bank ATMs and Other ATMs respectively.
For instance if you would withdraw ₹5000 then this amount’s 2.5-percent is ₹125, here in this case you would pay ₹250 ( not ₹125, as minimum charges are ₹250). Similarly, if you would cash out ₹20000 using ATM cash withdrawal facility then you would pay ₹500 as ICICI credit card cash withdrawal charges.
For detailed information regarding ICICI credit card cash withdrawal charges, you are referred to this ICICI Bank official page.
How to disable ICICI credit card ATM withdrawal?
As you got to know that credit card cash withdrawal using ATM machine is subject to processing and charges therefore I personally suggest you disable this option if you have ICICI debit card too.
Because you may mistakenly withdraw money using your credit card and pay ICICI credit card cash withdrawal charges.
To disable ICICI credit card ATM withdrawal, just follow the steps given below:
- To stop ATM withdrawal in ICICI credit card, simply login to iMobile banking app and tap on My Cards.
- Select card of which cash withdrawal you need to disable.
- Go to Manage Cards.
- Now just toggle OFF ATM Withdrawal option and do it for Domestic as well as International.
To enable the same, just tun ON ATM Withdrawal option.
You can also download your credit card statement online, click on the blue link to know more.