BHIM Unified Payment Interface app lets you perform banking related tasks with the help of your registered mobile number; linked with your bank account. Bharat Interface for Money app is developed by National Payments Corporation of India to encourage people of India to use cashless payments methods. Today, we are going to learn BHIM UPI registration process and how to create UPI ID.
BHIM UPI app is very easy to use even a hawker can use it to accept payments. The app is very quick and within few minutes or sometimes in seconds money gets transferred to the payee’s account.
To safeguard financial and personal information of BHIM app users, the authority has deployed a team of cyber-security experts. BHIM UPI registration process is very easy and it only takes up to 5 minutes.
For your information, you can use Bharat Interface for Money app to send money to other UPI apps such as Paytm, Google Pay, Phonepe and the like.
If you want to register on BHIM UPI app then all you need to do is just follow how to create UPI ID tutorial.
How to create UPI ID using BHIM App
Watch video on how to create UPI ID in BHIM app. Video language is Hindi. If you don’t understand the language or prefer to follow written instructions then read on.
Important: Before following the BHIM UPI registration process, make sure that your registered SIM card (which is linked to your bank account) is in the mobile in which you’ve installed the BHIM app.

First of all, open your phone’s app store say Google Play Store and download BHIM UPI app. Make sure you’re installing genuine app developed by National Payment Corporation of India.
Once the BHIM app gets installed in your phone, open it and select your preferred language.

Then, you’ll have to tap twice on Next and then tap on “Let’s Get Started”.
Now, select a SIM card which is linked to your bank account and hit Next button.

Now it’s time to set UPI PIN for BHIM app. For that purpose, enter 4 digit passcode for your app. You’ll be using this passcode to unlock your UPI app.
After entering the PIN, tap on tick or OK button appearing at the bottom right corner.
Now, you’ll be able to see list of banks. Just scroll down and select your bank name using which you want to create UPI ID and hit Next button.
That’s it. One step completed, you’ve set up BHIM app. Now it’s time to set a PIN code for your bank. You will be using this PIN to authorize transactions.
Here, I would like to tell you that you’ll need to set two PINs, one for your BHIM app, and one for your bank.
To set up UPI PIN for your bank, tap on Bank Account.
Then tap on SET UPI PIN.

Now, you’ll be asked to enter your debit card details. Simply enter your debit card details and hit OK button.
On the next page, a one time password (OTP) will be sent to your mobile number. Just enter the OTP in given box and then enter a separate PIN code for your bank. Subsequently, hit OK button.
On the next page, you’ll need to reenter the PIN code for confirmation.
That’s it. You’ve successfully created UPI ID using BHIM app. Now, you can use BHIM app to transfer money from your account to others or to receive payments. For online payments, POS payments you can use the same app.
If you’ve multiple bank accounts then you can link them to your BHIM app and you can use any of them for payments. To know how to link more than one account to BHIM app, read this post ‘How to add new bank account in BHIM app?’
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