How to Change Bank Account in BHIM App

In this post, I’ll show you how to change bank account in BHIM app, add another account and remove the same.

Steps are very easy to follow, for your help I have embedded a video also, you can watch video instructions to add new bank account in BHIM app. Let’s know the process.

BHIM Unified Payment Interface (UPI) app is launched by National Payments Cooperation of India to encourage people to make more digital transactions. As claimed by the authority, BHIM app lets an individual make cashless payments with no or very low transaction fee.

But personally, I have observed some drawbacks of this app for example if someone knows your PIN and has access to your phone then he or she can easily misuse your BHIM UPI. One can overcome this issue by enabling app lock feature for BHIM UPI app.

However, BHIM app is very convenient to send or receive money; only you need to use it carefully. As discussed above, in this tutorial, I am going to show you how to add new bank account in BHIM app and remove existing.

You can use the same method to add multiple accounts in BHIM app because after adding a new account to BHIM, you will have an option to remove previous bank account from BHIM app or you can let it be there.

You may already know that BHIM app lets you make transactions digitally by using your mobile number. At the time of registration (know how to register on BHIM app), it shows you list of banks to choose from and you can link any of your bank accounts with the app.

If you have more than one bank accounts linked to your mobile number then you can change default bank account in BHIM app anytime. Or you can link another bank account in BHIM app. You can make any of them as your default BHIM account.

Users can make as many as shifts they want for example if you want to send Rs. 1000 from a linked account and after some time you want to send Rs. 2000 from another linked account then you can do so.

This is indeed a good facility. In emergency situation, you don’t need to visit your bank, you can login to your BHIM app and can transfer the amount.

Let me quickly show you how to add new bank account in BHIM app. As mentioned earlier, you can use the same method to add multiple accounts in BHIM app.

Do you know? You can send money (or make payments) to any other UPI app for instance Paytm, Google Pay and the like directly from you BHIM app. If you want to make payment using your BHIM app but retailer doesn’t have BHIM app then you still can make payment; if retailer accepts payment through other UPI apps. Just scan other app’s UPI code or enter UPI ID to make payment.

So, what are we going to learn:

• How to change bank account in BHIM app
• How to add another bank account in BHIM (more than one)
• How to remove bank account from BHIM app

Watch video on how to change bank account in BHIM app. Above video will also help you add another account, change default account, and remove an account from the app. If you prefer written instructions then read on.

How to add bank account in BHIM

To change bank account in BHIM app, open your UPI app.

From the homepage, tap on ‘Bank Account’. Next, you can see your default bank account in BHIM app; that is already linked.

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Now, to add new account in BHIM app, tap on three dots appearing on the top right corner and then tap on ‘Change Bank Account’.

Tap on ‘Proceed’.

In the next step, scroll down and find new bank name that you want to link to your UPI app.  Once you find that, tap on that and you can see green tick mark. Subsequently, tap on NEXT.

Next, you’ll be able to see your bank account number, linked to your mobile number. If you want to link that bank account to BHIM app then tap on that.

That’s it. You have successfully added new bank account in BHIM app. Now, its time to set a PIN for your new linked account.

Note: You’ll have to set up a separate PIN for each account which you link to your BHIM app. For that purpose, again hit Bank Account link from the homepage (see screenshot 1).

On the next page, tap on Set UPI PIN button.

Now, enter last 6 digits of your debit-cum-ATM card and then enter its expiry date. Note: You can find expiry date on your card also. After entering the details, tap on OK button appearing at the bottom right corner.

Next, you will be asked to enter one time password. You’ll receive that password on your registered mobile number. BHIM app will automatically detect it. You just have to wait.

Thereafter, you can enter PIN number for your bank account. Add a different passcode for your new account. After entering the PIN number, tap on OK.

Again, you’ll be asked to verify the PIN, just enter and hit OK button.

That’s it. Now you’re all set you have successfully changed bank account in BHIM app. From your linked accounts, you can set anyone as your default BHIM UPI account. For that purpose, find ‘Make Default’ link underneath a bank account number.

How to add another bank account in BHIM

You will be able to see your previous linked bank account under Bank Account section. You can remove that account or you can let it be there to use in the future. If you want to add another bank account in BHIM then you can do so by following the above procedure. Just tap on three dots and add new bank account.

Under ‘Bank Account’ section, you can see your linked bank account(s) and underneath all bank account you can see ‘Make Default’ link. You can tap on that link to make that bank account as your default bank account in BHIM app.

How to remove bank account in BHIM UPI app

Users who would like to remove a linked bank account from BHIM app will need to follow steps given below.

• To remove bank account in BHIM app, go to ‘Bank Account’ section (See screenshot 1).
• Scroll down and underneath your bank accounts you can see ‘Remove’ link.
• Just tap on ‘Remove’ to unlink a bank account from BHIM app (See above screenshot). Note: You may also need to enter your UPI PIN to confirm your choice.